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We pre-pay or advance eligible invoices. You have instant liquidity even if your clients or other debtors pay late. Through our full service factoring, you maintain your liquidity while we manage the payments of your clients.

International Trade

As a member of FCI (Through our twinning partner Alfa Commercial Finance) we cooperate with our foreign partners resulting in an opportunity to provide pre-finance invoices for export to other parts of the world. After shipment you invoice your client abroad. You upload the copy invoice to Ubunteq who will advance according to the normal procedure.

Your invoice will be transferred and uploaded to a factoring company in your client`s country. This factoring company will on both your and our behalf contact the debtor to arrange payment of your invoice. This will be alot smoother since our correspondents speak the language of the country involved and know local customs. 

After settlement of the invoice the payment amount is deducted from the advanced prpayment. The balance will be in your credit availability account. Ubunteq is one of the few factoring companies in Africa to offer this service to SMEs.

Credit Management & Ledgering

Ubunteq can facilitate your credit management. After dispatch of your invoice(s) we make take care of the payment of your client. This offers you the opportunity to focus on growing your business, while your clients pay faster releasing additional working capital.

Credit management offers many advantages, even when your company has no need for additional pre-financing. The cost of our dedicate credit management service depend on your annual turnover, the number of clients and debtors, the number of invoices that you send, the annual invoice turnover and the countries involved. Domestic only or abroad?

Collection, dunning and credit management

No concern over open invoices

Friendly, reliable and flexible customer service

Credit Grading of Your Clients

Additionally, Ubunteq is constantly monitoring the credit score of your clients. We have our own database in which we input data of companies from public sources and additional information providers.

Credit Insurance

Ubunteq product range includes also credit insurance next to factoring, credit management and ledgering. This product covers the risk of non-payment by your clients in case of for instance bankruptcy. Our credit insurance is full service. We apply-when necessary- for credit insurance limits, we take care of claiming the damage and inform you on changes in cover on your clients..

Cover the risk non-payment

Online statements of your credit insurance  limits

Friendly, reliable and customer service

SCF/Factoring with Ubunteq

With factoring, we pre-finance your products or services before your client pays. Liquidity to grow your
business and save cost.

Working Capital within 24 hours

we take over your credit management

Your outstanding receivables are our concern

24/7 online overview of credit availability

Reliable customer service

We pre-pay or advance eligible invoices. You have instant liquidity even if your clients or other debtors pay late.
Through our full-service factoring, you maintain your liquidity while we manage the payments of your clients.

Cash Within 24 Hours

With full service factoring, we pre-finance your products or services before your client pays. Ubunteq puts the advance at your disposal within 24 hours after you send your invoice to your client. Resulting in fast payments strong liquidity and low cost.

Let Us Handle Your Credit Management

After upload of your invoice, we make sure that your off taker actually pays. Should an off taker exceed the agreed payment terms, we will contact you immediately. Ubunteq will manage your off takers with utmost care and respect, together with you.

No Concerns Over Open Invoices

We provide instant payment of your invoices, even when your client settles his invoice later. No more sleepless nights over your companies liquidity. In addition, Ubunteq monitors your off takers payment behaviour. When necessary, after due consultations, we use a legal collection agency.

24/7 Online Reporting

Ubunteq has a Cash Board which is cloud based. That keeps our cost down and allows maximum transparency. Our Cash Board views credit availability, accounts receivable portfolio, open invoices and credit insurance limits. In addition, you can apply for pre financing, credit limits and watch general collection activity in our “heartbeat monitor”.

Reliable Customer Service

Our customer service is highly rated. We pride in fast, reliable and personal customer service. We assist were we can on all questions about factoring, credit management and credit insurance.

Call our experts to get the free quotation and get started .